Taxi Driver Online

Most of us have Fully Comp insurance with a "free" replacement car in the event of a non-fault accident right? Well go get your Policy and carefully check the wording cos the "free" car comes at a cost!

Unfortunately some "rather silly male driver" took it upon themselves to suffer "temporary colour blindness" and jump a red light ploughing right into the side of my cab. I rang my insurance co and was promised a replacement vehicle the following day - lovely! NOT!

The hire car was delivered on time and sparkly clean only it wasn't big enough it was an Astra Estate which our LO say is too small to be a Taxi. Rang the Hire co - they told me that they could only supply that size vehicle; rang the insurance co and was told they would have to look into it; several phone calls later and the hire car is replaced - at last I can go out to work ... I wish

What I hadn't banked on was having to 1. MOT and Compliance Test the Hire car at a cost of £80; 2. have the Meter re-calibrated at a cost of £60; 3. have my Plate transfered to the Hire Car at a cost of £50; 4. have all my datahead / radio etc transfered at a cost of £180

I faxed all the receipts to the Insurance co's and got told that these were uninsured losses and that I can't claim for them grrrrrrrrrr!

I later found out that if I'd refused the Hire car and just rented another taxi locally for £150 a week this would have been paid without question. Check your Policy and don't get caught out like I have been.

I'm no legal expert but as thest costs were incurred by you as a result of someones neglagence surely the other driver is liable for them regardless of the insurance situation?

Claim the costs from him and let him worry about the insurance.

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There's no excuse for animal abuse. If you ain't vegan you are an animal abuser.

That's the first time I've known someone to pay for those things, 99.9% of the time the car arrives fully licensed. I'm surprised a local repair garage doesn't offer the service with a fleet of ready licensed cars.

There is serious money to be made.

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IDFIMH

[quote="Sussex"That's the first time I've known someone to pay for those things, 99.9% of the time the car arrives fully licensed. I'm surprised a local repair garage doesn't offer the service with a fleet of ready licensed cars.

There is serious money to be made. [/quote]

That would be the day - we are still resticted here on Hackney and the price of a plate makes it out of reach of any garage for repairs etc - they'd need a fleet of them with the numbers that are wiped out! And the LO insists that its owner drivers etc but the will issue any number of PH's for £200 a throw

Some restricted areas allow spare cars to be licensed, just take the plate off one vehicle and stick it on another.

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IDFIMH