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More than 90% of taxis not properly insured
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Author:  Stationtone [ Mon Nov 29, 2010 5:06 pm ]
Post subject:  More than 90% of taxis not properly insured

More than 90% of taxis in some parts of England might not be properly insured, an audit leaked to the BBC suggests.

Concerns have been raised after checks on 1,200 licensed minicab and hackney carriage drivers across several English local authorities, outside London.

The study, which was carried out over the past 12 months, found 93% of those sampled were not properly insured.

It raises concerns for taxi passengers injured in crashes, as well as vehicles involved in accidents with cabs.

An industry body, the National Private Hire Association, said it believed the audit was small and not representative.

In some cases the study found that drivers' insurance failed on one or two clauses, while in others they had no insurance at all.

'Right to know'

The research was conducted by insurance auditors to check the accuracy of insurance certificates handed to local authorities.

It found that in some cases, brokers had sold the drivers incorrect insurance while some drivers had provided information fraudulently.

An insurance industry insider was so concerned about the problem he decided to leak the research to the BBC.

If there is a concern over the insurance then we will will seize the car”
West Midlands Police
He said: "I feel that from a public safety point of view that the public have a right to know what's really happening as they are taking a cab from home, or a cab in to town for drinks.

"I feel that the public have got a right to know."

While local authority licensing officers can check whether a taxi driver's insurance certificate is valid, they have no way of knowing if the information supplied to insurers by the driver is accurate.

The insurance industry insider said: "Currently licensing authorities don't have the ability to validate what is behind the certificate.

"I feel that they should be running checks against the Motor Insurance Database as a bare minimum to validate driving experience, taxi-driving experience, claims history and other things."

In a statement, the National Private Hire Association said, in reality, the public never had any assurances about "whether the vehicle holds bona fide insurance or a fraudulent policy".

Paul Bettison, chairman of the Local Government Association which represents all local authorities, agreed that councils could "only take insurance documentation on face value".


Insp Andy Bridgewater said police would be checking insurance in the run-up to Christmas He said taxi licensing was in need of an overhaul as the current legislation dated back to 1847.

The BBC investigation also found that over the past three years, checks by local authorities across the West Midlands had resulted in more than 300 prosecutions of taxi drivers with invalid insurance.

Insp Andy Bridgewater, of West Midlands Police, said: "If there is a concern over the insurance then we will will seize the car.

"And if it's uninsured, we'll keep the car and potentially crush it in some circumstances."

During the run-up to Christmas, he said police would be stopping taxis and minicabs to check their roadworthiness and establish whether drivers had valid insurance.

The Insurance Fraud Bureau (IFB) said it was in the process of developing new systems to allow local authorities to access the IFB database to help them make licensing decisions.

And a Commons Select Committee has been set up to investigate taxi licensing in the new year.

Anyone with information on uninsured taxis can call the IFB on 0800 328 2550.

A programme on taxi insurance can be seen on Inside Out at 1930 GMT on Monday on BBC One.

http://www.bbc.co.uk/news/uk-england-11850908

Author:  cabbyman [ Mon Nov 29, 2010 7:49 pm ]
Post subject: 

That seems exceptionally high.

Author:  Nidge [ Mon Nov 29, 2010 7:59 pm ]
Post subject: 

cabbyman wrote:
That is an exceptionally load of bollox.

Author:  Sussex [ Mon Nov 29, 2010 8:07 pm ]
Post subject: 

cabbyman wrote:
That seems exceptionally high.

We mustn't be complacent, but that % is clearly b***ocks. :sad:

Author:  wannabeeahack [ Mon Nov 29, 2010 8:07 pm ]
Post subject: 

Cobblers

They will be claiming FIFA officals can be bribed next

Author:  Brummie Cabbie [ Mon Nov 29, 2010 11:50 pm ]
Post subject: 

I watched the Inside Out Midlands version of this programme this evening that highlighted this.

Quite frankly, it was all inuendos, with 'no real meat on the bone' & at the end of the clip I was left scratching my head as there was no substance to the claims, why so may, 93%, of HC & PHV were supposed to have non-compliant insurance as they called it.

That part of the programme left me completely puzzled as there was no explanation of their accusations.

They might as well have said, "Santa's not coming this Christmas" without any explanation!!

93% of HC & PHV have non-compliant insurance?????????????

Author:  cabby john [ Thu Dec 02, 2010 11:46 am ]
Post subject: 

Of course it is B*ll*"ks !

Down here the L.A insist that you take to them your certificate of insurance, and then they take a copy...............if something was wrong I am sure that they would soon pick up on it.

Author:  wannabeeahack [ Thu Dec 02, 2010 1:19 pm ]
Post subject: 

No plate is issued without the relevent insurance (PH/HC) being produced, if they are suggesting we can pull the "take out a cover note then not bother" crack well ANPR in cops cars soon sniff that out

Theres a plate on the back of most PH/HC vehicles, any copper worth his salt wont be satisfied with a dodgy "SDP" cover note

Author:  christopherwk [ Fri Dec 03, 2010 4:21 pm ]
Post subject: 

What about inside London?

I don't think you need a hire and reward cover note to get the vehicle licensed by the PCO, just a normal one will do (as far as I know) - hence the problem of those getting their car licensed to avoid the congestion charge.

Obviously you'll need to produce a copy of the hire and reward certificate to each operator you take work from.

Author:  toots [ Fri Dec 03, 2010 5:48 pm ]
Post subject: 

Perhaps they are suggesting that the insurance cover is not worth the paper it is written on when it comes to claiming :?

Author:  edders23 [ Fri Dec 03, 2010 7:42 pm ]
Post subject: 

Perhaps someone should write to the program makers asking them to explain in what way the insurance cover falls short. most of us rely on brokers to sell us the correct insurance so does this mean that the insurance broker system is failing to sell correct insurance cover

Author:  wannabeeahack [ Fri Dec 03, 2010 9:52 pm ]
Post subject: 

Quote:
an audit leaked to the BBC suggests


why "leaked" if the BBC were gonna do the show?

why not upfront, etc?

Author:  wannabeeahack [ Fri Dec 03, 2010 9:53 pm ]
Post subject: 

toots wrote:
Perhaps they are suggesting that the insurance cover is not worth the paper it is written on when it comes to claiming :?


that applies to most thieving conniving robbing shyster insurance policies anyway

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