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Continuous Insurance Law Enforcement to Start in Spring
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Author:  Brummie Cabbie [ Thu Feb 24, 2011 11:22 pm ]
Post subject:  Continuous Insurance Law Enforcement to Start in Spring
Continuous Insurance to Start in Spring 2011

Mon, 14 February 2011

The DVLA in conjunction with the Motor Insurers' Bureau (MIB) and the British Insurance Brokers Association (BIBA) are reminding drivers that a new law to be rolled out in late Spring will mean that they must keep their vehicle insured unless they have notified the DVLA that is it is being kept off the road.

Information about the new law is being distributed with all V11 tax renewal forms from March in addition to the guidance and video available now on Direct.gov.

David Evans, DVLA's Corporate Affairs Director, said, "We know that uninsured drivers are a menace on our roads and add around £30 to honest motorists' premiums."

"It is vitally important that motorists understand the change and how it will impact on them. That is why we have added new information today to Direct.gov which offers clear advice to help motorists understand the new rules."

Neil Drane, MIB's Head of Motor Insurance Database Services said, "The change in law is a stepping up of enforcement activity, so that not only those vehicles driven without insurance will be caught. Now the registered keeper must make sure that their vehicle is insured all the time. And if it is, then they need not be concerned. The DVLA and MID will be systematically checked, so that the levels of uninsured driving are reduced even further."

Graeme Trudgill, BIBA's Head of Corporate Affairs said, "Continuous Insurance Enforcement will help reduce the £500 million burden on innocent motorists caused by uninsured drivers, vehicle keepers should ensure they stay insured or SORN their vehicle if it is laid up, vehicle keepers can always check at www.askmid.com or speak to their insurance broker or company if they have any doubt."

For more information go to: www.direct.gov.uk/Motor Insurance

1. The DVLA is working in partnership with MIB to identify the registered keepers of uninsured vehicles.

2. Latest estimates are that around 4% (around 1.4 million) of GB motorists drive uninsured. Around 242,000 offenders are convicted for uninsured driving every year.

3. The consequences of driving without insurance are:

o Vehicle seized by police

o £200 fixed penalty

o £150 plus £20/day to recover the vehicle

o Six penalty points and/or disqualification

o PLUS proof of insurance before the vehicle can be returned

4. The consequences of keeping a vehicle without insurance, under the new system, will be:

· Motorists will receive a letter telling them that their vehicle appears to be uninsured and warning them that they will be fined unless they take action.

· The keeper will be given a £100 fine each time they fail to insure their vehicle.

· PLUS if the vehicle remains uninsured - regardless of whether the fine is paid - it could then be seized and destroyed.

· Vehicles with a valid Statutory Off Road Notice (SORN) will not be required to be insured.

5. A sample of the leaflet, about Continuous Insurance Enforcement (CIE), inserted with V11 tax renewal forms is available from DVLA and MIB on request.

Source; http://www.honestjohn.co.uk/news/legal- ... -insurance
Author:  Brummie Cabbie [ Thu Feb 24, 2011 11:25 pm ]
Post subject: 
There is already talk in enforcement ranks in Brum that any PH caught plying for hire will be dealt with under this new law.

Now it could get very interesting!!!
Author:  Brummie Cabbie [ Thu Feb 24, 2011 11:31 pm ]
Post subject: 
There's not much on this yet on the government websites. All I could find is this link;

http://www.direct.gov.uk/en/Motoring/Ow ... /DG_186696
Author:  bloodnock [ Fri Feb 25, 2011 1:31 am ]
Post subject: 
What a load beaurocratic guff, If your inclined to drive without insurance you still will regardless of this nonsense, it wont matter a stuff if you make the Vehicles SORN or not.

Im sure theress a load of innocents who take their car off the road for a few months at a time..possibly for repair work, vehicle not needed, working abroad or whatever. Why should a Vehicle not being used on a public road and parked up unused In your Garage or on your private ground be subject to the thieving, ever greedy fingers of Insurers...the true crime should only be if it is being used on a road, not off road.

I reckon the Insurers have lobbied for this just to make more cash from the honest rather than to get money from the dishonest...waste of time.
Author:  GBC [ Fri Feb 25, 2011 1:33 am ]
Post subject: 
Brummie Cabbie wrote:
There is already talk in enforcement ranks in Brum that any PH caught plying for hire will be dealt with under this new law.

Now it could get very interesting!!!





=D>
Author:  grandad [ Fri Feb 25, 2011 9:27 am ]
Post subject: 
bloodnock wrote:
What a load beaurocratic guff, If your inclined to drive without insurance you still will regardless of this nonsense, it wont matter a stuff if you make the Vehicles SORN or not.

Im sure theress a load of innocents who take their car off the road for a few months at a time..possibly for repair work, vehicle not needed, working abroad or whatever. Why should a Vehicle not being used on a public road and parked up unused In your Garage or on your private ground be subject to the thieving, ever greedy fingers of Insurers...the true crime should only be if it is being used on a road, not off road.

I reckon the Insurers have lobbied for this just to make more cash from the honest rather than to get money from the dishonest...waste of time.


Of course most people will have their vehicle insured all the time so it will not concern them.
How many people do you know that cancel their insurance to repair their car etc? In fact legitimate owners could save themselves a few bob by doing things this way.
I think that this system is meant to catch the people who only insure their vehicle whilst they get a tax disc and then cancel it again.
Author:  captain cab [ Fri Feb 25, 2011 9:31 am ]
Post subject: 
Sounds like certain insurance companies must have slipped the Tory party a few quid before the last election.

CC
Author:  wannabeeahack [ Fri Feb 25, 2011 11:15 am ]
Post subject: 
cant see whats so new, if you dont tax a motor a fine will follow after 6 weeks, unless you "SORN" so whats the difference?

if you SORN then they will know its off the road

if its driven with no tax it should ping the ANPR systems and the end results the same
Author:  Nidge [ Fri Feb 25, 2011 11:21 am ]
Post subject: 
This isn't before time IMO. I remember a guy who I know some years ago parked his un insured car outside his house on the main road because he couldn't afford to insure it.

A few weeks later someone went into the back of his car and totalled it. He thought he wouldn't get anything for the car becuse it wasn't insured, the Police informed him that it didn't have to be insured to park on the road.

He got a few grand for his troubles. :roll: :roll:
Author:  MR T [ Fri Feb 25, 2011 11:29 am ]
Post subject: 
I wonder what the situation will be... regarding drivers that insure weekly... as many private hire do here in Sefton.... if they decide to have a week off... they just park up.. and start again the following week...
Author:  E7fan [ Fri Feb 25, 2011 11:36 am ]
Post subject: 
Midlander wrote:
This isn't before time IMO. I remember a guy who I know some years ago parked his uninsured car outside his house on the main road because he couldn't afford to insure it.

A few weeks later someone went into the back of his car and totalled it. He thought he wouldn't get anything for the car because it wasn't insured, the Police informed him that it didn't have to be insured to park on the road.

He got a few grand for his troubles. :roll: :roll:


Surely that's not right, Any vehicle must be insured if it's on the public road, whether parked or being driven. Same goes for road tax, if untaxed car is seen by DVLA parked on the road, it will be clamped and towed away.
Author:  wannabeeahack [ Fri Feb 25, 2011 11:46 am ]
Post subject: 
if you think about it this is just TV licensing applied by the DVLA! they have every vehicle on thier database, new owners and trader will cause a few hiccups, so if you SELL send the V5 of asap and get the date (and time) of sale


all it means is (like with TV's)
tax due - get a letter - get a visit
insurance due - get a letter - get a visit
Author:  wannabeeahack [ Fri Feb 25, 2011 11:48 am ]
Post subject: 
E7fan wrote:
Midlander wrote:
This isn't before time IMO. I remember a guy who I know some years ago parked his uninsured car outside his house on the main road because he couldn't afford to insure it.

A few weeks later someone went into the back of his car and totalled it. He thought he wouldn't get anything for the car because it wasn't insured, the Police informed him that it didn't have to be insured to park on the road.

He got a few grand for his troubles. :roll: :roll:


Surely that's not right, Any vehicle must be insured if it's on the public road, whether parked or being driven. Same goes for road tax, if untaxed car is seen by DVLA parked on the road, it will be clamped and towed away.



its possible to avoid your own insurers (he had none anyway) and go straight to the (guilty) 3rd party insurers

or the offending driver did a cash deal to avoid loss of his NCB.....
Author:  E7fan [ Fri Feb 25, 2011 11:58 am ]
Post subject: 
wannabeeahack wrote:
E7fan wrote:
Midlander wrote:
This isn't before time IMO. I remember a guy who I know some years ago parked his uninsured car outside his house on the main road because he couldn't afford to insure it.

A few weeks later someone went into the back of his car and totalled it. He thought he wouldn't get anything for the car because it wasn't insured, the Police informed him that it didn't have to be insured to park on the road.

He got a few grand for his troubles. :roll: :roll:


Surely that's not right, Any vehicle must be insured if it's on the public road, whether parked or being driven. Same goes for road tax, if untaxed car is seen by DVLA parked on the road, it will be clamped and towed away.



its possible to avoid your own insurers (he had none anyway) and go straight to the (guilty) 3rd party insurers

or the offending driver did a cash deal to avoid loss of his NCB.....


Surely the police should have charged him with having no insurance tho' as they must have known this if they were advising him on the above. :? :?
Author:  wannabeeahack [ Fri Feb 25, 2011 12:04 pm ]
Post subject: 
E7fan wrote:
wannabeeahack wrote:
E7fan wrote:
Midlander wrote:
This isn't before time IMO. I remember a guy who I know some years ago parked his uninsured car outside his house on the main road because he couldn't afford to insure it.

A few weeks later someone went into the back of his car and totalled it. He thought he wouldn't get anything for the car because it wasn't insured, the Police informed him that it didn't have to be insured to park on the road.

He got a few grand for his troubles. :roll: :roll:


Surely that's not right, Any vehicle must be insured if it's on the public road, whether parked or being driven. Same goes for road tax, if untaxed car is seen by DVLA parked on the road, it will be clamped and towed away.



its possible to avoid your own insurers (he had none anyway) and go straight to the (guilty) 3rd party insurers

or the offending driver did a cash deal to avoid loss of his NCB.....


Surely the police should have charged him with having no insurance tho' as they must have known this if they were advising him on the above. :? :?


well ive seen skips and caravans parked on side roads, doubtless with no insurance, and its not to say the cops would have checked HIS insurance, if it was "a few years ago" things were a bit different, now its all a lot tighter


if he indeed had no insurance he had some neck contacting the cops...... :lol:
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