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PostPosted: Thu Feb 13, 2014 7:30 pm 
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Oh and I get the feeling this ambulance chasing lawyer has found money somewhere. However, going up against an insurance company's legal team, could cost a fortune and take years to get a decision. They must be after the driver??? These ambulance chasers don't normally go to court. They just play the numbers and force a settlement. :-|

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PostPosted: Thu Feb 13, 2014 9:24 pm 
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If a drink driver kills or maims someone, who foots the bill? I will tell you, IT IS THE INSURANCE COMPANY!

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PostPosted: Thu Feb 13, 2014 9:30 pm 
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grandad wrote:
If a drink driver kills or maims someone, who foots the bill? I will tell you, IT IS THE INSURANCE COMPANY!


There are certain cases in which the insurance company may not pay out. Oh and I've been there. Have you heard of the memorandum of understanding between insurance companies?

And as far as we are aware this driver did not kill or maim anyone. :-|

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PostPosted: Thu Feb 13, 2014 9:38 pm 
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A Bath man who suffered brain damage when he jumped or fell from a moving taxi has issued High Court proceedings to claim hundreds of thousands of pounds against the cab’s driver who thought his passenger was trying to do a runner.


Oh and Grandad, you are only assuming. In this case, the insurance company is acting on behalf of the driver.
If they are, great, but I wouldn't jump to conclusions when it comes to insurance companies paying out or representing people in court. :-|

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PostPosted: Thu Feb 13, 2014 10:06 pm 
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grandad wrote:
If a drink driver kills or maims someone, who foots the bill? I will tell you, IT IS THE INSURANCE COMPANY!


Oh and grandad, a friend of mine killed a pedestrian by running him down on his motorbike. And as far as I am aware, the family of the deceased, never got a bolt. This person was blind drunk when he staggered off the kerb and into his path. #-o

It was a while ago, but nevertheless, his family threatened all sorts of legal action but nothing ever came of it. :-|

Insurance companies don't always write you a cheque to cover your damages and nor do they represent you in court, if they can avoid it, been there done that. :-|

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PostPosted: Fri Feb 14, 2014 12:53 am 
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Skull wrote:
Insurance companies don't normally fight each other in court.

I suspect this is just part of the process in getting a settlement offer.

That said because of the high amount that will be sought, there is every chance the taxi driver's insurance company will fight it.

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PostPosted: Fri Feb 14, 2014 2:02 am 
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There is actual "Motor insurance" And there is "Public liability" insurance...........which one is likely to kick in if applicable?

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PostPosted: Fri Feb 14, 2014 2:23 am 
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cabby john wrote:
There is actual "Motor insurance" And there is "Public liability" insurance...........which one is likely to kick in if applicable?


It's anyone's guess. :? I know when I had my insurance problem it was only because I was prepared to represent myself in court, that the other side backed down and accepted full responsibility for the accident.

Despite being 100% in the right, my insurance company would not fight the case on my behalf, and that's when I found out about the memorandum of understanding between insurance companies.

They do their level best not to go down the legal route. They simply cover their own costs/damages and rack up insurance premiums, against both parties, if no one is prepared to accept full responsibility for the accident.

I know things have changed, since Direct Line Insurance bucked the trend but for the most part, they all avoid going into court to get a settlement. It makes much more sense just to right off their losses, rather than going down the legal route, at a huge expense for everyone involved.

The story of two insurance companies slugging it out in court on behalf of the wee man, is a myth.

In other words, they are a bunch of crooks. :evil:

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PostPosted: Fri Feb 14, 2014 12:35 pm 
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If they jump out while the vehicle is in motion they do so at their own risk.


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PostPosted: Fri Feb 14, 2014 12:45 pm 
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Nidge2 wrote:
If they jump out while the vehicle is in motion they do so at their own risk.

I think they will be claiming that he jumped out because the driver was kidnapping him and he was trying to escape.

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PostPosted: Fri Feb 14, 2014 1:42 pm 
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I think they will be claiming that he jumped out because the driver was kidnapping him and he was trying to escape.


Counteracted by claiming a "Citizens Arrest" and I was taking him to the police station as the person had committed a criminal offence, on route the person under arrest tried to evade justice by taking a personal decision to jump from the vehicle.

Kidnapping is an old chestnut and I feel does not stand up. A kidnapper generally has a place to take the victim with the intention of imprisonment/detain outside of the law - that would be difficult to prove. I always find it difficult to understand as to how it is nearly always people in boisterous groups in a taxi, or someone who does not want to pay................ends up FALLING out of a taxi....a rickshaw maybe :roll: a vehicle like ours.....I do not think so. #-o

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PostPosted: Fri Feb 14, 2014 1:44 pm 
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cabby john wrote:
Quote:
I think they will be claiming that he jumped out because the driver was kidnapping him and he was trying to escape.


Counteracted by claiming a "Citizens Arrest" and I was taking him to the police station as the person had committed a criminal offence, on route the person under arrest tried to evade justice by taking a personal decision to jump from the vehicle.

Kidnapping is an old chestnut and I feel does not stand up. A kidnapper generally has a place to take the victim with the intention of imprisonment/detain outside of the law - that would be difficult to prove. I always find it difficult to understand as to how it is nearly always people in boisterous groups in a taxi, or someone who does not want to pay................ends up FALLING out of a taxi....a rickshaw maybe :roll: a vehicle like ours.....I do not think so. #-o

You can't just claim a citizens arrest. There is a procedure to follow and I doubt that it was even if the driver knew what it was.

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PostPosted: Fri Feb 14, 2014 1:47 pm 
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captain cab wrote:

In a police interview, Mr Young said he had become suspicious after hearing Ms Noad joke that the couple weren’t going to do a runner.


The customer says they aren't going to do a runner so the driver thinks they are. :roll:

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PostPosted: Fri Feb 14, 2014 3:02 pm 
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Seems to me that a camera with audio would have cleared this episode up fairly quickly.

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PostPosted: Fri Feb 14, 2014 3:40 pm 
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captain cab wrote:
Seems to me that a camera with audio would have cleared this episode up fairly quickly.


What, and spoil all the fun of dragging some poor basta*d through the courts, that's expecting a bit much is it not?

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