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Brummie Cabbie
PostPosted: Wed Jun 22, 2011 11:47 pm 
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. . . an annual mileage limitation?

Because one particular insurance provider has introduced such a limitation.

Have a look at your insurance policy schedule (not the policy book), the bit of paper that comes with your insurance certificate.

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GBC
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PostPosted: Wed Jun 22, 2011 11:48 pm 
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I should be safe then ! :D
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toots
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PostPosted: Thu Jun 23, 2011 1:11 am 
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Would that be all mileage or just mileage as hire & reward?

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Brummie Cabbie
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PostPosted: Thu Jun 23, 2011 6:04 am 
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toots wrote:
Would that be all mileage or just mileage as hire & reward?

This particular insurance provider uses at least two brokers in Birmingham.

One broker has a total mileage limit, while the other has a mileage limit on Hire and Reward and a seperate one on SDP, combining the two as a total mileage limit.

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Sussex
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PostPosted: Thu Jun 23, 2011 7:38 am 
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Never come across such a policy.

That said the greedy b******s will do anything to avoid paying, and hiding that particular get out is par for the course.

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toots
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PostPosted: Thu Jun 23, 2011 11:59 am 
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Brummie Cabbie wrote:
toots wrote:
Would that be all mileage or just mileage as hire & reward?

This particular insurance provider uses at least two brokers in Birmingham.

One broker has a total mileage limit, while the other has a mileage limit on Hire and Reward and a seperate one on SDP, combining the two as a total mileage limit.


I shall have to keep my eye open for that one as I do an awful lot of mileage. Do you happen to know what the mileage figures are?

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wannabeeahack
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PostPosted: Thu Jun 23, 2011 12:36 pm 
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laptop+cable+software= low mileage each year

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wannabeeahack
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PostPosted: Thu Jun 23, 2011 12:37 pm 
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dont be shy, whose the ins company, LV/Highway?

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wannabeeahack
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PostPosted: Thu Jun 23, 2011 2:26 pm 
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well ive got LV/Highway via the insurance factory (birm) with no mileage restrictions

anyway, im not sure most hacks (and maybe many PH) do a huge mileage, i do 35,000 per year but i did more as a courier

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2 Jobs
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PostPosted: Thu Jun 23, 2011 4:39 pm 
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I'm not aware of any companies imposing a mileage limit. We deal with LV, TFP Schemes/Aviva, KGM, Service, Tradex and Sabre and none of those do. Insurance factory are owned by Markerstudy and they might.
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Sussex
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PostPosted: Thu Jun 23, 2011 7:14 pm 
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wannabeeahack wrote:
laptop+cable+software= low mileage each year

And keeps a new car in warranty. :roll: :roll:

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Brummie Cabbie
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PostPosted: Thu Jun 23, 2011 10:19 pm 
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wannabeeahack wrote:
dont be shy, whose the ins company, LV/Highway?

It's definitely one of those two!!

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Brummie Cabbie
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PostPosted: Thu Jun 23, 2011 10:22 pm 
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wannabeeahack wrote:
well ive got LV/Highway via the insurance factory (birm) with no mileage restrictions

anyway, im not sure most hacks (and maybe many PH) do a huge mileage, i do 35,000 per year but i did more as a courier

Have you looked VERY closely at your insurance policy schedule?

Bottom left-hand corner of the 'Vehicle Details' section.

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Brummie Cabbie
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PostPosted: Thu Jun 23, 2011 10:24 pm 
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2 Jobs wrote:
I'm not aware of any companies imposing a mileage limit. We deal with LV, TFP Schemes/Aviva, KGM, Service, Tradex and Sabre and none of those do. Insurance factory are owned by Markerstudy and they might.

I have the policy schedule in front of me and what's in 'Black and Writing' don't lie!!

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Brummie Cabbie
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PostPosted: Thu Jun 23, 2011 10:26 pm 
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Sussex wrote:
wannabeeahack wrote:
laptop+cable+software= low mileage each year

And keeps a new car in warranty. :roll: :roll:

Depends if the laptop guy changes all three mileage readings in the vehicle and not just the speedo reading.

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